Creditor Harassment in Indiana
Putting a stop to oppressive collection practices
Are you sick of the phone calls from creditors at all hours demanding payment of your debts? Have your creditors threatened to sue you and take you to court? Creditors will try everything to get payment – you need the help of an experienced bankruptcy attorney in Indiana to stop them.
People face lawsuits, collections agencies and creditor harassment as a result of their unpaid debts. You may have lost your job or have had your income reduced, maybe you are using your credit card to pay for household necessities or medical bills. If your credit card debt gets too high and you can’t meet your minimum monthly payments, the creditor may file a lawsuit against you, or a collection agent might call you constantly throughout the day trying to receive payment. Although the Fair Debt Collection Practices Act prohibits phone calls at odd hours, threats, and constant annoying phone calls – too many creditors continue to engage in these practices.
You can put an end to this harassment. Our experienced Indiana creditor harassment attorneys can help you stop creditor harassment by filing for bankruptcy. When you file for Chapter 7 or Chapter 13 bankruptcy, there is an automatic stay on any creditor lawsuit(s) or wage garnishments, in addition – creditors will not be able to foreclose on your house once you have filed for bankruptcy protection.
An experienced Indiana bankruptcy attorney can help you decide which type of bankruptcy may be right for you. If you don’t have any major assets and want to get rid of your debts quickly – a Chapter 7 Bankruptcy may be your best option. A Chapter 7 Bankruptcy liquidates all non-exempt assets, and the money is then used to pay off creditors. If you have a house or a car that you don’t want to lose, you might prefer a Chapter 13 Bankruptcy. A Chapter 13 Bankruptcy reorganizes your debts so that they are more manageable so that you can pay them off over time.
Contact an Indiana Creditor Harassment Lawyer
We understand that bad things can happen to good people. Even the most financially responsible people who have always had good credit ratings can find themselves in financial trouble and need bankruptcy protection.
For help, contact us today to schedule a free initial consultation. We serve clients in Northern Indiana and the surrounding towns, areas, and counties. We offer a high level of personal service, attorneys at our law firm are accessible and available by phone or email. After-hours and weekend appointments are available.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Offices of Moseley & Martinez, LLC
8002 Utah St. Merrillville, IN 46410
South Bend Office:
115 N William St. - Suite 101 South Bend, IN 46601